Short, meticulously crafted explorations of how AI is reshaping
fraud, payments, identity, and risk.
What Keeps Me Curious
What keeps me curious isn’t answers.
It’s friction.
Fraud that doesn’t announce itself.
Risk that hides inside reasonable behavior.
Systems that work. Until they don’t.
Especially now.
Decisions move earlier.
Responsibility gets blurrier.
Confidence rises faster than understanding.
That gap is hard to ignore.
I keep noticing how often things “look fine.”
Dashboards are green.
Models perform.
Teams feel aligned.
And yet.
Something drifts.
A manual step disappears.
A review threshold changes.
An exception becomes policy without anyone naming it.
No one made a bad call.
No one lost control.
But the system is no longer the one people think they’re running.
That’s the part I keep pulling on.
Not because I’m anti-AI.
Because speed changes incentives.
And incentives change behavior before governance ever catches up.
Everyone is moving.
Few are stopping long enough to ask what they’ve actually handed off.
So I ask questions.
Where does accountability go when decisions become probabilistic?
What happens to risk when “good enough” scales faster than scrutiny?
Which controls are real, and which ones just make us feel better?
Most conversations skip this part.
They jump to frameworks.
Or roadmaps.
Or reassurance.
That never holds for long.
So this space follows the unfinished thoughts.
The edge cases.
The moments where leaders pause and say, “That’s… uncomfortable.”
Not to scare.
To sharpen.
These are micro-essays for people who know the ground is shifting.
Who don’t pretend to have it solved.
Who understand that moving fast without reflection is still a choice.
Welcome.
That’s what keeps me curious.
Written for people who can’t stop asking why.
Let’s not stop asking why.
-Brian Davis
Questions We’re Chasing