Research / Market tracker / Product launch
TransUnion launches explainable synthetic identity and credit washing scores with Oscilar
On October 20, 2026: TransUnion introduced FCRA-governed Synthetic Fraud and Credit Washing Scores with adverse-action reason codes. Oscilar is the first platform integrating the scores into credit decisioning and notice workflows. It is tracked as a product launch move because TransUnion published the primary source.
Source: TransUnion
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